Garden Squares

Garden Squares and Communal Gardens provide a vital contribution to the quality of life of residents and typically act as a focal point for closely knit local communities.

As dedicated insurance brokers, our Encompass Insurance policy has been specifically designed to provide the necessary insurance cover for Garden Squares and their diverse uses.

At Keegan & Pennykid, we pride ourselves on being able to offer a truly independent and impartial advice-based service, which allows us to source the appropriate insurance cover for each individual square committee. Our dedicated team is on hand to discuss specialist tailored cover with expert support and advice for your committee.

The cover that you require, naturally depends upon the activities that you organise within the Square. There are statutory covers too that you must have where you have a legal need to do so. This would be Employers Liability including cover for any voluntary workers, and ride on mowers, muck trucks or other vehicles if they are used on the public highway.


You should also consider other Insurances as essential such as Public/Products Liability including cover for public events and garden parties, open garden square days and any play equipment, all risks cover for loss or damage to assets. Management Protection cover for committee members, Cyber protection and other appropriate covers relevant to your activities, should also be considered. 

Our role is to advise you and help you with your cover needs and source the most appropriate policy at a competitive price. We are happy to visit your premises within the UK if required and provide guidance on risk assessments and events.

For further information and advice about Insurance for your Garden Square or to get a quote, please call us on:

0131 225 6005

You may also be interested in:

Liability (including Employers and Public)

Event Insurance

Motor Insurance