Hotels and Guest Houses.

When running a Hotel or Guest House you need to have the widest cover possible to ensure your establishment and its assets are properly protected, whilst also considering your legal liabilities towards others.

Hotel and Guest House insurance is the most efficient and cost-effective way to cover the risks that may arise. This is written as a package of bespoke covers which can include:

  • Business Property
  • Stock
  • 50% seasonal stock increase
  • Business Interruption
  • Employers’ & Public/Products Liabilities
  • Guests’ Personal Effects
  • Loss of Liquor Licence
  • Money
  • Damage to Frozen and Chilled Foods

The following cover extensions are also available:

  • Stock cover for tobacco, wines, and spirits
  • Personal Accident
  • Legal Expenses
  • Fidelity
  • Proprietors Personal Effects
  • Buildings
  • Terrorism

Download a copy of the Hotel Proprietors Act, 1956 Notice in respect of loss of/or damage to guests’ property:

 Hotel Proprietor’s Act 1956 (PDF) 
(this document should be displayed at your premises)

For further information or advice about Hotels and Guest House insurance, please call:

0131 225 6005

You may also be interested in:

Motor Fleet
Liability (including Employer’s and Public)