Blog
Our blogs cover the latest industry news and relevant trends.
Whether you’re a business owner, individual or part of a non-profit organisation, this content is designed to provide the information you need to make informed decisions about your insurance.
Keep your people and property safe this winter
Darker nights and wintry weather throw up all sorts of hazards for organisations. June Pennykid at Keegan & Pennykid offers some practical tips to keep your people and your property safe. The weather in the UK is pretty unreliable, except in the winter when it’s...
Are you covered for Bonfire Night?
Before the sparks fly on Bonfire Night, June Pennykid at Keegan & Pennykid talks through some of the logistics associated with holding an event and the insurance cover you’ll need before you go ahead. If you’re planning to hold a Bonfire Night event in the coming...
Previous claims are only part of your premium calculation
In recent months, I’ve had lots of conversations with clients about the rising cost of insurance. In particular, those who haven’t made a claim want to know why they’re receiving renewal quotes with a double-digit hike in the premium. Often, the answer is market...
The holiday season isn’t so carefree for the charity sector
The calendar says the summer holidays are here, although sadly we’re still waiting for the good weather to arrive. It’s an exciting time of year as we make plans to take some time off work, catch up with family and friends, or maybe jump on a plane to get a glimpse of...
Your Ten-Point Checklist for Event Insurance
Events are a fundamental activity for the charity sector and offer an exciting way to fundraise, educate and engage with your community. But they also come with a wide range of risks that you need to identify and address. The right approach to risk management and...
A brief guide to buying specialist charity insurance
In response to a request from one of our charity partners, I’d like to outline some key considerations to think about when buying insurance for your charity. What cover do you need? What’s important when choosing a broker? What should you look for in an insurer? Why...
Business Interruption – And why it deserves specialist consideration
Business Interruption is an intricate and important insurance cover that acts as an essential lifeline for organisations as they work to get operations back on track following an insured property loss. Sadly, it’s also a common area of confusion and without careful...
Underinsurance – how to avoid an unpleasant and costly surprise
In this first article of our new monthly series, Keegan & Pennykid delve into the problematic issue of underinsurance, splitting the topic in two. This month, we unpick the factors associated with underinsurance in buildings cover. Next month, we’ll examine...
Thank goodness you’re here!
Thank goodness you’re here! June Pennykid celebrates the third sector on her return to the Gathering I’ve attended The Gathering for more years than I can remember. Whilst it has evolved over this time, it remains a constant in the third sector calendar, providing...
Don’t overlook Underinsurance
In times of economic uncertainty when income streams are under pressure and costs are spiralling it is only human nature to look for ways to reduce your outgoings. Insurance can feel like a soft target, we all plan for the worst but feel that it’s never likely to...
An Employer’s Guide to Employees Using their Own Vehicles for Work
Many employees use their personal vehicles for work-related purposes, such as traveling to off-site meetings, making deliveries, or visiting clients and service users. While this can be convenient for both the employer and the employee, it can also raise a number of...
Top insurance tips for small to medium sized organisations.
I often hear myself say that there aren’t enough hours in the day! When juggling work and busy home lives, we’re constantly juggling a multitude of priorities and it can be difficult to find the time to address matters which often seem less pressing. However, a...
Considerations for Working from Home.
A few years ago, working from home was reserved for the few but with lockdown forcing this upon most of us, there has been a sea-change in our working environments. A significant number of people continue to work from home, and as the dust settles on the pandemic at...