Golf Insurance - TEXT ONLY VERSION

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Personal Insurance

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Golf Insurance

Theft/Loss of golf equipment - New for old cover.
In-Transit Insurance covering theft of equipment left in a car boot overnight.
Cover anywhere in the United Kingdom & up to 120 days anywhere else in the world.
Cancellation or curtailment of golf holidays.
Arranged by Keegan & Pennykid (Insurance Brokers) Ltd. by Golfguard Ltd. and underwritten at Lloyd's.

Golf equipment will be replaced on a "New for Old" Basis following theft, loss or damage up to the limit of the specified sum insured. The main exclusions are:-

The first £35 of each claim.
Theft from commercial vehicles.

Summary Of Benefits	Limit
1. Personal Liability
For the personal negligence of the insured arising whilst playing golf up to £5,000,000 for any one accident.	£5,000,000
Non Negligence Cover Accidental damage to third party property	£5,000
2. Personal Accident
The following benefits will be payable provided that the accident is suffered by a policy holder whilst playing golf, up to the age of 85 and resulting within 12 months of the accident.
In respect of Death, Loss of or loss or use of Limb(s) or eye(s), or Permanent Total Disablement.	£50,000 £4,000 (Juniors)
3. Golf Equipment
Golf equipment will be replaced on a "New for Old" basis following theft, loss or damage to the selected sum insured. The Main Conditions & Exclusions that apply are as follows:- The first £35 in respect of each claim (increased to £100 in respect of the theft of golf equipment from an unattended car or from outside the clubhouse). There is no cover for golf equipment stolen from a shed, an unlocked garage or car, or from a commercial vehicle/taxi owned by the insured.	"New for Old"
4. Club Subscription
Reimbursement of Club Subscription in the event of an accident rendering the insured unable to play golf for more than 60 consecutive days.	£1,500
5. Hospital Cover
Following an accident whilst participating in golf resulting in emergency hospitalisation exceeding 24 hours.	£50 per day up to £700
6. Dental Treatment Cover
Emergency dental treatment as a result of injury to the insured's teeth caused by a direct blow whilst playing golf.	£300
7. Hire Of Golf Equipment
Hire charges incurred following loss of equipment which is subject to a claim under the policy during overseas travel.	£100
8. Loss Of Golfing Trophies
Where there is no other insurance in force.	£1,000
9. Personal Effects Up To £500
Theft or damage of personal effects whilst in the clubhouse (Limit of £100 any one article).	£500
10. Tournament Entry Fees
Reimbursement of Golf Tournament Fees to a Total of £250 if cancellation is due to accident or sickness.	£250
11. Hole In One
In the event a Hole in One is achieved in an official Golf Club competition, which must be verified by the club secretary, reimbursement of the insured's bar bill will be made up to £100.	£100

Policy Options

Type Of Cover	Annual Premiums Based on Value of Golf Equipment
STANDARD (age 18-49) All Benefits	£750	£1,000	£1,500	£2,000	£2,500
1st Applicant	£35	£40	£50	£60	£70
2nd Applicant	£35	£40	£50	£60	£70
SENIOR (age 50-84) All Benefits	£750	£1,000	£1,500	£2,000	£2,500
1st Applicant	£31.50	£36	£45	£54	£63
2nd Applicant	£31.50	£36	£45	£54	£63
JUNIOR (age 8-17) All Benefits	£500	£750	£1,000	N/A	N/A
1st Applicant	£20	£25	£30	N/A	N/A
2nd Applicant	£20	£25	£30	N/A	N/A
SELECTIVE COVER provides Benefits 1 & 2 only plus the Hole in One Cover
1st Applicant Premium	£20
2nd Applicant Premium	£20
A 10% DISCOUNT IS AVAILABLE FOR JOINT STANDARD OR SENIOR COVER Please note that the discount for a second applicant only applies if aged 18-84 at the same address.

Please Contact Us for further information or to apply.

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