Golf equipment will be replaced on a "New for Old" Basis following theft, loss or damage up to the limit of the specified sum insured. The main exclusions are:-
|
Summary Of Benefits
|
Limit
|
| 1. Personal Liability |
|
| For the personal negligence of the insured arising whilst playing golf up to £5,000,000 for any one accident. |
£5,000,000 |
|
Non Negligence Cover
Accidental damage to third party property
|
£5,000
|
|
2. Personal Accident
|
|
| The following benefits will be payable provided that the accident is suffered by a policy holder whilst playing golf, up to the age of 85 and resulting within 12 months of the accident. |
|
| In respect of Death, Loss of or loss or use of Limb(s) or eye(s), or Permanent Total Disablement. |
£50,000
£4,000 (Juniors) |
| 3. Golf Equipment |
|
Golf equipment will be replaced on a "New for Old" basis following theft, loss or damage to the selected sum insured.
The Main Conditions & Exclusions that apply are as follows:-
- The first £35 in respect of each claim (increased to £100 in respect of the theft of golf equipment from an unattended car or from outside the clubhouse).
- There is no cover for golf equipment stolen from a shed, an unlocked garage or car, or from a commercial vehicle/taxi owned by the insured.
|
"New for Old" |
| 4. Club Subscription |
|
| Reimbursement of Club Subscription in the event of an accident rendering the insured unable to play golf for more than 60 consecutive days. |
£1,500 |
| 5. Hospital Cover |
|
| Following an accident whilst participating in golf resulting in emergency hospitalisation exceeding 24 hours. |
£50 per day
up to £700 |
| 6. Dental Treatment Cover |
|
| Emergency dental treatment as a result of injury to the insured's teeth caused by a direct blow whilst playing golf. |
£300 |
| 7. Hire Of Golf Equipment |
|
| Hire charges incurred following loss of equipment which is subject to a claim under the policy during overseas travel. |
£250 |
| 8. Loss Of Golfing Trophies |
|
| Where there is no other insurance in force. |
£1,000 |
| 9. Personal Effects Up To £500 |
|
Theft or damage of personal effects whilst in the clubhouse
(Limit of £100 any one article). |
£500 |
| 10. Tournament Entry Fees |
|
| Reimbursement of Golf Tournament Fees to a Total of £250 if cancellation is due to accident or sickness. |
£250 |
| 11. Hole In One |
|
| In the event a Hole in One is achieved in an official Golf Club competition, which must be verified by the club secretary, reimbursement of the insured's bar bill will be made up to £100. |
£100 |
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Theft/Loss of golf equipment - New for old cover.