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Financial Services : Retirement Planning
State Second Pension

The Government reformed SERPS in 2002.

The aims of this were to provide a more generous additional state pension for low and moderate earners, and certain carers and people with a long-term illness or disability.

This is now called the State Second Pension (S2P).
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Keegan & Pennykid (Insurance Brokers) Ltd is authorised and regulated by the Financial Services Authority. Keegan & Pennykid (Insurance Brokers) Ltd is entered on the FSA register (www.fsa.gov.uk/register) under reference 231032. Members of the British Insurance Brokers' Association.

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