There are a number of insurance products available which are designed to provide financial protection in the event of accident, sickness or unemployment. Three of the most widely used products are Mortgage Payment Protection, Income Protection and Loan Protection. Further details on each of these products is available below. Should you require advice in this area then please do not hesitate to contact our Independent Financial Adviser.

Mortgage Payment Protection

Mortgage Payment Protection is a flexible policy that covers your mortgage repayments and associated costs if you are unable to work through accident, sickness and unemployment. Claims are paid for up to 12 months for each claim.

Income Protection

An Income Protection policy will provide you with a monthly income if, because of sickness, an accident or disability you are unable to work or do a number of certain work tasks, such as walking, lifting, washing etc. during the term of the policy.

Loan Protection

A Loan Protection policy pays your loan repayments if you are unable to work because of sickness, an accident or being made unemployed. It will also repay the loan in the event of your death.